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        <datestamp>2023-07-11</datestamp>
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          <dc:description>U of I Only</dc:description>
          <dc:contributor>Villamil, Anne P.</dc:contributor>
          <dc:creator>Elosegui, Pedro Luis</dc:creator>
          <dc:date>2015-09-25T22:47:13Z</dc:date>
          <dc:date>2015-09-25T22:47:13Z</dc:date>
          <dc:date>10000-01-01</dc:date>
          <dc:date>2002</dc:date>
          <dc:date>2002</dc:date>
          <dc:description>The thesis shows the importance of default risk on the behavior of banking institutions. Indeed, default risk, regulation and institutional factors affect spreads. They also have an important effect on credit rationing. This effect on credit rationing is not only on loan quantity but also on portfolio quality. Institutions improve portfolio quality, but also increase credit rationing affecting capital accumulation.</dc:description>
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  Previous issue date: 2002</dc:description>
          <dc:description>Embargo set by: Seth Robbins for item 86799
Lift date: Forever
Reason: Restricted to the U of I community idenfinitely during batch ingest of legacy ETDs</dc:description>
          <dc:description>Restricted to the U of I community idenfinitely during batch ingest of legacy ETDs</dc:description>
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          <dc:subject>Business Administration, Banking</dc:subject>
          <dc:title>Banking With Credit Rationing and Default Risk With an Application to Developing Countries</dc:title>
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            <discipline>Economics</discipline>
            <grantor>University of Illinois at Urbana-Champaign</grantor>
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